Owning, managing and developing residential real estate requires stable and favourable access to capital. We safeguard the availability of borrowed capital at attractive terms through a well-diversified financing structure and by owning high-quality properties, which generate solid cash flows.

Below is an overview of our key funding metrics on a consolidated and standalone basis.

Financial policy Policy Q3 2021
Interest coverage ratio, S&P method multiple ≥ 2.4 3.0
Net Debt / (Net Debt + Equity), S&P method % < 55 50.1
Average loan tenor years ≥ 4 11.4
Loan maturity in individual year years ≤ 25 15
Share of loans from individual lender % ≤  20 12
Interest rate hedge % ≥ 75 76
Quick ratio multiple ≥ 1.25 1.33

Funding Maturity Profile

SEK million

Funding Distribution

%

Average Loan Tenor

years

ICR

multiple

Net LTV

%

ICR, S&P Method

multiple

Net Debt / (Net Debt + Equity), S&P method

%

Average Interest Rate

%

Interest Rate Hedge Ratio

%