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Owning, managing and developing residential real estate requires stable and favourable access to capital. We safeguard the availability of borrowed capital at attractive terms through a well-diversified financing structure and by owning high-quality properties, which generate solid cash flows.

Below is an overview of our key funding metrics on a consolidated and standalone basis.

Financial policy Policy Q4 2024
Interest coverage ratio, S&P method multiple ≥ 1.8 1.6
Net Debt / (Net Debt + Equity), S&P method % < 60 56.9
Average loan tenor years ≥ 4 7.9
Loan maturity in individual year years ≤ 25 15.0
Share of loans from individual lender % ≤  20 7.7
Interest rate hedge % ≥ 75 91.9
Quick ratio multiple ≥ 1.25 2.2

Funding Maturity Profile

SEK million

HYBRID BONDS RESET DATES1

SEK million

1Net of which held on own book, 2025 reset values in the bar chart have been called as part of a subsequent event in January 2025

Funding Distribution

%

Average Loan Tenor

years

ICR

multiple

Net LTV

%

ICR, S&P Method

multiple

Net Debt / (Net Debt + Equity), S&P method

%

Average Interest Rate

%

Interest Rate Hedge Ratio

%